Ideals of NABIP-TX

Ideals of NABIP-TX

  • Broker Involvement
    Brokers and agents are the best and most efficient distribution, outreach and educational component of health insurance for consumers. Accordingly, they should be fairly compensated and should be included in every health care and health insurance program and distribution channel.
  • Free Market System

    Texans have prospered because of free enterprise, market driven competition, especially compared to government run systems. Therefore, NABIP TX supports philosophies that further a competitive, market-driven environment.

  • Protection of Consumers

    NABIP TX supports the protection of consumers through the highest standards of ethical behavior, marketing and business practices which fairly balance consumer and broker interests.

  • Education

    Knowledge and understanding are the foundation for all human progress. Therefore, NABIP TX supports all efforts to promote education and information for consumers in general sothey may understand the practical application of how insurance works.

  • Professional Development

    To assist members of theinsurance industry in increasingtheir knowledge and ability to keep consumers accurately and timely informed. NABIP TX supports the requirement of all brokers and agents engaging in continual learning.

  • Transparency

    Consumers deserve to knowthe true cost of their medical care. NABIP TX supports legislation that empowers consumers’ ability to learn their cost of care.

  • Health and Wellness

    The value of good health and wellness cannot be overstated. NABIP TX supports legislation that promotes good health for all Texans

  • Government social programs

    NABIP TX recognizes some citizens simply do not have the resources for adequate health care. NABIP TX supports efficient “safety net” programs to assistthese citizens.

  • Mandates

    NABIP TX supports thorough review of every mandate, present and prospective, to determine its impact in terms of cost and efficacy.

  • Keep politics local

    State regulation has served the consumer well for decades. NABIP TX continues to support regulation at the local and state le